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Firefighters Pension Scheme

Firefighters Pension Scheme (2015)


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Scheme information

The 2015 Scheme is a Career Average Revalued Earnings (“CARE”) pension scheme, which came into effect on 1 April 2015. It is open to Firefighters who took up employment on or after 1 April 2015 or are transitional members from previous schemes, and whose roles include:

  • resolving operational incidents, or
  • leading and supporting others in the resolution of such incidents, and

A CARE scheme pension is calculated using a portion of your Annual Pensionable Pay each year and adding this to your CARE pension pot. The portion used is 1/59.7 and each year the pot is increased by inflation (Average Weekly Earnings index):

  • i.e., Pensionable pay for each year multiplied by 1÷59.7 = Accrued pension for that year; 

There is also the option to convert some of your annual pension to give you a tax free lump sum (max 25%). Your benefits are based at age 60 but you can access these at age 55 with reductions.

If you were a Firefighter serving before 1 April 2015 and a member of FPS 1992 or FPS 2006, you may be able to continue paying into your existing scheme. Please contact the Pensions Administrator.

Guides and Factsheets

Key Features

Retirement Options



Latest Update :
02 April 2019
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